Chapter 7 Bankruptcy Attorney Helps Florida Consumers Discharge Their Debt

Skilled bankruptcy lawyer counsels individuals in the Pembroke Pines area seeking relief

Sometimes situations beyond your control can profoundly impact your earning potential and lead to overwhelming debt. If you find yourself unable to pay your bills, you may want to consider filing for bankruptcy. At Law Office of Mark S. Roher, P.A., I represent clients in the Pembroke Pines area and throughout Florida who seek debt relief through Chapter 7 bankruptcy. Designed to give debtors a fresh start, this filing gives you and your spouse relief from debts through the liquidation of your assets. With extensive experience in this area, I can help you file for Chapter 7 quickly and efficiently. Once you have filed for bankruptcy, creditors must immediately stop collections efforts, including harassing letters and phone calls.

Florida advocate explains the Chapter 7 means test for qualifying debtors

To qualify for Chapter 7 bankruptcy relief, you must satisfy the court’s means test, which calculates your income and expenses compared to the median income in Florida. If you are not eligible for Chapter 7 bankruptcy, Chapter 13 may be available. Law Office of Mark S. Roher, P.A. can help you determine whether you are eligible for Chapter 7 bankruptcy and if it is the best option for resolving your debts.

Firm assists with asset liquidation and debt discharge

Liquidation involves selling assets to satisfy as much of your debt as possible before the court orders a discharge for the rest of your qualifying debt. However, the law includes many exemptions that allow you to preserve assets, such as your car, clothing, and tools of your trade. I can help you determine which of your assets are eligible for exemption so you get the maximum protection under the law. Upon conclusion of the bankruptcy proceedings, the court grants a discharge of your remaining debt, with some notable exceptions. These include back child support and alimony payments, student loans, recent back taxes, and court judgments based on personal injury claims. I advise you about how much of your debt is dischargeable, so you can make an informed decision about whether to pursue Chapter 7 bankruptcy.

Preparing for your appointment with a bankruptcy attorney

So that I can immediately begin analyzing your case, it is necessary that you bring certain information to your appointment with Law Office of Mark S. Roher, P.A., including:

  • A list of your creditors’ names, amount of each claim and nature of the debt
  • Your employer’s name and your gross and net income
  • Other sources of income and amounts
  • A list of what you own and estimates of the value of each item
  • A list of your monthly bills and details of each expense

This information can help Law Office of Mark S. Roher, P.A. provide an accurate assessment of whether Chapter 7 bankruptcy is appropriate for you.

Contact an experienced bankruptcy attorney in Florida

Don’t continue to live under a cloud of unmanageable debt. Chapter 7 bankruptcy can quickly discharge your qualifying debt and give you a fresh start. Call 954-353-2200 or contact me online to schedule your free bankruptcy consultation at my Pembroke Pines office.

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Office Location

  • Pembroke Pines

    Address

    1806 N. Flamingo Road,
    Suite 300,
    Pembroke Pines, Florida 33028

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Ratings & Reviews

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  • 5.0/5.0

    I got advice from Mark on a bankruptcy case. Mark acts in a fiduciary capacity for his clients, he returns calls and answers his phone personally, with Mark you get a personalized catered experience you do not get in the big firms. I am ta...
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    — Client

  • 5.0/5.0

    Our recommendation for Mark Rohr reflects a 100% positive experience whenever we have the need to work with Mark. The key to his success has always been being prepared and having us being prepared ahead of the defendant.

    — Client

  • 5.0/5.0

    Mark S. Roher has been with Boca Gas Company for over 5+ years. He is a reliable and trustworthy legal source. He has served us in several lawsuits and has always been a steady consult when in times of trouble. He is a great asset to call u...
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    — Client

  • 5.0/5.0

    Mark Roher is a fantastic co-counsel and has been great in assisting with our clients' bankruptcy issues. He is very attentive and reliable and always provides detailed explanations. I highly recommend Mark!

    — Client

  • 5.0/5.0

    i am grateful for mr Roher he is professional in his Business strick on time with Dacuments and precise

    — Client